The state pension age will change to 67 in 2028 and therefore minimum early retirement age will change to 57. Teachers with final salary pensions who started teaching before the pension changed to career average have a given early retirement age of 55 rather than this being tied to state pension age

As both pension schemes must be taken together according to current rules, we feel there is a need for further guidance - one scheme has a right to access at 55, the other 57 and yet new rules say they must be taken together.