We ask the Government to change State Pension inheritance rules to allow individuals to nominate a beneficiary, such as a child, long-term cohabiting partner, carer or dependent, or to provide a lump sum payment, rather than restricting inheritance to a spouse or civil partner

Currently, only a spouse or civil partner can inherit State Pension benefits. Unmarried partners, adult children and other dependents are excluded, even where long-term dependency exists. Many people support disabled adult children or rely on long-term partners they are not married to. The system should reflect modern families and protect vulnerable dependents after bereavement. Allowing nomination of a beneficiary would provide fairness, flexibility and financial security.