Introduce a national scheme investing £1,500 for every newborn in the UK into a long-term retirement fund. The investment would grow over decades through compounding. Full access could be linked to building a UK National Insurance record to ensure fairness.

A small investment at birth can grow into a meaningful retirement asset through decades of compounding, complementing the State Pension. Investing £1,500 per newborn would cost roughly £1bn per year based on current birth rates. Part of the fund could invest in UK companies, infrastructure and strategic industries, supporting economic growth while increasing national savings and financial security for future generations.