Petitions/Write off all Plan 1 student loans after 25 years, not when someone turns 65
StatusOngoing
Opened19 Aug 2026
Closes
Government response
Parliamentary debateNot eligible
Milestones

We think that the Plan 1 student loan rules are deeply unfair. If someone started university after Sep 2006, and debt is wiped after 25 years. Start just weeks earlier, and you're trapped paying until age 65. We call on the government to standardise the rules: wipe all Plan 1 loans after 25 years.

We call for equal Treatment for student loan borrowers. In our view, the UK student loan system uses an arbitrary date 1 September 2006 to penalise older Plan 1 graduates. Those starting university after this date have debt wiped 25 years after graduation. Those starting just weeks earlier are trapped paying until age 65, some carrying debt for 40+ years. We therefore call on the Government to standardise the rules: write off all remaining debt 25 years after graduation. Stop punishing older graduates with a lifetime financial penalty based on the calendar

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100,000

Constituency engagement ranking

Oliver Ryan
1Oliver Ryan MP
Burnley
4
Imran Hussain
2Imran Hussain MP
Bradford East
2
Neil Coyle
3Neil Coyle MP
Bermondsey and Old Southwark
1
Alex Burghart
4Alex Burghart MP
Brentwood and Ongar
1
Baggy Shanker
5Baggy Shanker MP
Derby South
1
Danny Kruger
6Danny Kruger MP
East Wiltshire
1
Naushabah Khan
7Naushabah Khan MP
Gillingham and Rainham
1
Tulip Siddiq
8Tulip Siddiq MP
Hampstead and Highgate
1
Sarah Smith
9Sarah Smith MP
Hyndburn
1
Mike Wood
10Mike Wood MP
Kingswinford and South Staffordshire
1